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Terms & Conditions

Last updated: April 3, 2026

1. Agreement to Terms

By accessing and using SettlyGo ("the Service"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you may not use our Service.

2. Description of Service

SettlyGo is a platform that connects newcomers to Germany with local helpers who assist with administrative tasks such as registration, bank account opening, apartment viewings, and other settlement-related services.

We act as an intermediary platform and do not directly provide the assistance services. Helpers are independent contractors, not employees of SettlyGo.

3. User Accounts and Bookings

3.1 Customer Obligations

  • Provide accurate and complete information when making bookings
  • Arrive on time for scheduled appointments
  • Bring all necessary documents as advised by your helper
  • Treat helpers with respect and professionalism
  • Pay for services as agreed upon booking confirmation

3.2 Helper Obligations

  • Provide services with reasonable skill and care
  • Arrive punctually for scheduled appointments
  • Communicate clearly with customers
  • Maintain confidentiality of customer information
  • Comply with all applicable laws and regulations

4. Payment Terms

  • Payment is due at the time of booking and is processed through Stripe
  • All prices are displayed in Euros (€) and include applicable platform fees
  • SettlyGo charges a platform fee on top of the helper's hourly rate
  • Prices may vary based on service type, duration, and helper rates
  • Payment must be completed before a helper is assigned

5. Cancellation and Refund Policy

5.1 Cancellations

First-Time Customer Policy: For your first booking with SettlyGo, we offer more flexible cancellation terms to help you feel confident trying our service:

  • More than 24 hours before appointment: 100% full refund (no fees)
  • Less than 24 hours before appointment: 50% refund
  • No-show by customer: No refund

Standard Cancellation Policy (applies to all subsequent bookings):

  • More than 48 hours before appointment: Full refund minus 10% processing fee
  • 24-48 hours before appointment: 50% refund
  • Less than 24 hours before appointment: No refund
  • No-show by customer: No refund

5.2 Cancellations by Helpers

If a helper cancels, you will receive a full refund and we will attempt to find an alternative helper. In case we cannot provide a replacement, a full refund will be issued.

5.3 Service Quality Issues

If you're unsatisfied with the service provided, you may file a dispute within 48 hours of service completion. We will review each case individually and may issue partial or full refunds at our discretion.

6. Liability and Disclaimers

6.1 Platform Liability

SettlyGo acts as a marketplace connecting customers with helpers. We do not guarantee the quality, accuracy, or reliability of services provided by helpers. While we screen and verify helpers, we cannot guarantee specific outcomes.

6.2 Limitation of Liability

SettlyGo shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service. Our total liability shall not exceed the amount paid for the specific service in question.

6.3 Service Limitations and Disclaimers

SettlyGo is a companion service, not a professional consulting service. Our helpers are like paying a local friend to accompany you to appointments and help you navigate German bureaucracy.

Helpers do NOT provide:

  • Legal advice: Helpers are not lawyers, legal advisors, or immigration consultants. They cannot advise on visa applications, residency permits, contracts, or legal rights.
  • Professional financial advice: Helpers cannot provide tax advice, investment guidance, or financial planning services.
  • Certified translations: Helpers are not sworn translators (beglaubigte Übersetzer). They can translate everyday conversations but cannot provide official certified translations for legal documents.
  • Guaranteed outcomes: Helpers cannot guarantee approval of any applications, successful apartment rentals, or specific results from government offices.
  • Legal representation: Helpers cannot represent you in legal proceedings, sign legal documents on your behalf, or make legal decisions for you.

What helpers CAN do:

  • Accompany you to appointments and provide moral support
  • Translate conversations in real-time during appointments
  • Help you understand and fill out forms (without legal interpretation)
  • Explain general administrative processes based on their experience
  • Communicate on your behalf in informal, everyday situations

For professional services (legal advice, certified translations, immigration consulting, tax preparation), you must consult licensed professionals. SettlyGo is not responsible for any outcomes, decisions, or actions taken based on helper assistance.

7. Prohibited Conduct

You may not:

  • Use the Service for any illegal purpose
  • Harass, abuse, or harm other users or helpers
  • Provide false or misleading information
  • Attempt to circumvent platform fees by arranging direct payment with helpers
  • Use the Service to compete with SettlyGo
  • Scrape or misuse data from the platform

8. Intellectual Property

All content, trademarks, logos, and intellectual property on SettlyGo are owned by SettlyGo or licensed to us. You may not use, copy, or distribute any content without our express written permission.

9. Dispute Resolution

Any disputes arising from these Terms shall be resolved through good-faith negotiation. If a resolution cannot be reached, disputes shall be governed by the laws of Germany and resolved in the courts of Berlin.

10. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the Service constitutes acceptance of the modified Terms.

11. Termination

We reserve the right to suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our discretion, with or without notice.

12. Contact Information

If you have any questions about these Terms, please contact us at:

Email: hello@settlygo.app
Website: www.settlygo.app

13. Right of Withdrawal / Widerrufsbelehrung

Right of Withdrawal

You have the right to withdraw from this contract within 14 days without giving any reason. The withdrawal period is 14 days from the date on which the contract was concluded.

To exercise the right of withdrawal, you must inform us — SettlyGo, hello@settlygo.app, www.settlygo.app — of your decision to withdraw from this contract by an unequivocal statement (e.g. a letter sent by post or email). You may use the model withdrawal form below, but it is not obligatory.

To meet the withdrawal deadline, it is sufficient for you to send your communication concerning the exercise of the right of withdrawal before the withdrawal period has expired.

Effects of Withdrawal

If you withdraw from this contract, we shall reimburse to you all payments received from you, without undue delay and in any event not later than 14 days from the day on which we are informed about your decision to withdraw. We will carry out such reimbursement using the same means of payment as you used for the initial transaction.

If you requested that the services begin during the withdrawal period, you shall pay us an amount which is in proportion to what has been provided until you have communicated to us your withdrawal from this contract, in comparison with the full coverage of the contract.

Exception: Early Commencement

If you have expressly consented that performance of the service should begin before the end of the withdrawal period, and have acknowledged that you thereby lose your right of withdrawal once the service has been fully performed, your right of withdrawal expires upon full performance of the service.

This consent and acknowledgement is captured by the mandatory checkbox on the booking review step before payment.

Model Withdrawal Form

To: SettlyGo, hello@settlygo.app

I/We (*) hereby give notice that I/We (*) withdraw from my/our (*) contract of sale of the following goods (*)/for the provision of the following service (*),

Ordered on (*)/received on (*): ___________

Name of consumer(s): ___________

Address of consumer(s): ___________

Signature of consumer(s) (only if this form is notified on paper): ___________

Date: ___________

(*) Delete as appropriate.

Widerrufsrecht (Deutsch)

Sie haben das Recht, binnen 14 Tagen ohne Angabe von Gründen diesen Vertrag zu widerrufen. Die Widerrufsfrist beträgt 14 Tage ab dem Tag des Vertragsabschlusses.

Um Ihr Widerrufsrecht auszuüben, müssen Sie uns — SettlyGo, hello@settlygo.app, www.settlygo.app — mittels einer eindeutigen Erklärung (z.B. eine E-Mail) über Ihren Entschluss, diesen Vertrag zu widerrufen, informieren.

Erlöschen des Widerrufsrechts: Das Widerrufsrecht erlischt bei einem Vertrag zur Erbringung von Dienstleistungen, wenn wir die Dienstleistung vollständig erbracht haben und mit der Ausführung der Dienstleistung erst begonnen haben, nachdem Sie dazu Ihre ausdrückliche Zustimmung gegeben haben und gleichzeitig Ihre Kenntnis davon bestätigt haben, dass Sie Ihr Widerrufsrecht bei vollständiger Vertragserfüllung durch uns verlieren (§ 356 Abs. 4 BGB).

14. Related Policies

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